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Wind Mitigation
A wind mitigation inspection documents how the home is built to resist wind on Florida’s Uniform Mitigation Verification Inspection Form, OIR-B1-1802 (Rev. 04/26). The features it records may qualify for windstorm credits or discounts. Your insurer decides eligibility and the amount.
4-Point InspectionRoof, electrical, plumbing and HVAC, on the form your insurer asks for.
Wind MitigationDocuments wind-resistant features on Florida’s OIR-B1-1802 form.This page
Roof CertificationRoof condition and estimated remaining life, for your insurer.Book one, two or all three. When you need more than one, they’re usually done on the same visit. How insurance inspections work
What the form documents
Inspections done on or after April 1, 2026 use the revised form. Every field has to be completed, and many features need photos or documents to back them up. A completed form can generally be used for up to five years if nothing material changes, like a new roof or new windows, but carrier requirements vary.
- Building codeThe code in effect when the home was permitted
- RegionThe home’s location category, based on design wind speed
- Roof slopeThe slope of the main roof, with multiple slopes noted where they apply
- Roof coveringCovering type and product approval or permit information
- Roof deck attachmentHow the roof sheathing is fastened, verified from the attic
- Roof-to-wall attachmentThe weakest connection present: toe nails, clips, single or double wraps
- Roof geometryHip, gable or other roof shape
- Secondary water resistanceA sealed roof deck under the covering, where it can be documented
- Opening protectionProtection on windows, doors, skylights and garage doors
Helpful to have ready
- Permits or receipts for a newer roof, if you have them
- Product approval details for impact windows, doors or shutters
- A FORTIFIED Home certificate, if the home has one
- Clear access to the attic
What you receive
- The completed OIR-B1-1802 (Rev. 04/26) form
- Photos supporting each feature
- Supporting permit or property records, where available
- Delivered within 24 hours
Questions
Will this lower my premium?
We can’t promise that. The form documents features that may qualify for credits or discounts. Your insurer decides whether they apply and how much.
Is my older wind mitigation form still valid?
Possibly. Insurers have generally accepted forms for up to five years when nothing has changed, but each carrier sets its own rules. Ask your agent.
Why do you need the attic?
Roof deck nailing and roof-to-wall connections have to be verified from inside the attic.
What does it cost?
It depends on the property and which services you combine. We confirm the price before anything is booked.
Want your wind features documented?
Have any roof permits or window product approvals handy and mention them in your request.