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Roof Certification
A roof certification documents the roof’s covering, age and visible condition, with an estimate of its remaining useful life. Insurers often ask for one on older roofs.
4-Point InspectionRoof, electrical, plumbing and HVAC, on the form your insurer asks for.
Wind MitigationDocuments wind-resistant features on Florida’s OIR-B1-1802 form.
Roof CertificationRoof condition and estimated remaining life, for your insurer.This pageBook one, two or all three. When you need more than one, they’re usually done on the same visit. How insurance inspections work
What the form documents
Each insurer sets its own rules. Citizens, for example, currently asks shingle roofs over 25 years old and tile or metal roofs over 50 to show at least five years of remaining life. Your insurer decides what it will accept.
- CoveringType, age and visible condition
- Flashing and penetrationsValleys, walls, vents and pipes
- DrainageGutters, downspouts and low areas
- AtticSigns of leaks from below, where accessible
- AgeConfirmed from permit records where available
- PhotosEach roof slope and any findings
Helpful to have ready
- Roof permit or replacement receipt, if you have it
- Your insurer’s form, if they sent one
What you receive
- The completed roof inspection form
- Estimated remaining useful life
- Photos of each slope and any findings
- Delivered within 24 hours
Questions
What if the roof doesn’t meet my insurer’s requirement?
The form records what we find. Your insurer may ask for repairs or replacement. We can re-inspect after the work.
Can you inspect a tile roof without walking it?
Often, yes. We can add a drone inspection for steep, high or fragile roofs.
What does it cost?
It depends on the property and which services you combine. We confirm the price before anything is booked.
Insurer asking about your roof?
Add a 4-Point or wind mitigation to the same visit if you need them.